This page lists the three most recent items in each category with a link to past research in each category. These files are in pdf format and require Adobe Reader for viewing and printing.
Issue Briefs -- Updated February 27, 2012
February 2012 - "Expenditure Patterns of Older Americans: 2001-2009"
November 2011 - "Tax Reform Options: Promoting Retirement Security"
October 2011 - Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2010"
Past EBRI Issue Briefs on retirement and savings
EBRI Notes -- Updated May 15, 2012
April 2012 - "Characteristics of the Population with Consumer-Driven Health and High-Deductible Health Plans, 2005-2011"
April 2012 - "Time Trends in Poverty for Older Americans Between 2001-2009"
March 2012 - "Modifying the Federal Tax Treatment of 401(k) Plan Contributions: Projected Impact on Participant Account Balances"
Past EBRI Notes articles on retirement and savings
Fast Facts from EBRI -- Updated February 27, 2012
February 7, 2012 - "Younger 401(k) Participants Turning to Target-Date Funds"
February 2, 2012 - "Those in Consumer-Driven Health Plans More Likely to Use Wellness Programs"
January 31, 2012 - "Patients in Consumer-Driven Health Plans Show More Cost-Counscious Behavior"
Past Fast Facts from EBRI on retirement and savings
EBRI Surveys -- Updated May 15, 2012
March 2012 - "The 2012 Retirement Confidence Survey: Job Insecurity, Debt Weigh on Retirement Confidence, Savings" -- Americans’ confidence in their ability to retire comfortably is stagnant at historically low levels. Just 14 percent are very confident they will have enough money to live comfortably in retirement (statistically equivalent to the low of 13 percent measured in 2011 and 2009).
Additional information is at 2012 Retirement Confidence Survey.
December 2011 - "Findings from the 2011 EBRI/MGA Consumer Engagement in Health Care Survey" -- This Issue Brief presents findings from the 2011 EBRI/MGA Consumer Engagement in Health Care Survey. This study is based on an online survey of 4,703 privately insured adults ages 21-64 to provide nationally representative data regarding the growth of consumer-driven health plans (CDHPs) and high-deductible health plans (HDHPs), and the impact of these plans and consumer engagement more generally on the behavior and attitudes of adults with private health insurance coverage. Findings from this survey are compared with EBRI’s findings from earlier surveys.
Additional information is at EBRI/MGA Consumer engagement in Health Care Survey.
September 2011 - "2011 Health Confidence Survey: Most Americans Unfamiliar with Key Aspects of Health Reform" -- Findings from the 2011 Health Confidence Survey (HCS) demonstrate that, despite the passage of health reform a year ago, most Americans are unfamiliar with health insurance exchanges, a key aspect of the health reform law, the Patient Protection and Affordable Care Act of 2010, or PPACA. Furthermore, dissatisfaction with the American health care system remains widespread; while confidence regarding various aspects of todays health care system is not high, it has neither fallen nor increased as a result of passage of health reform.
Additional information is at 2011 Health Confidence Survey.
Past EBRI Surveys on retirement and savings
Databook -- see chapter for when last updated.
Chapter 6 -- Income Statistics of the Population Ages 55 and Over - Data is presented here on the following: percentage of the older population in poverty; real median income of the older population by gender; median and mean income of the population by education, marital status and race; real median income by age and source of income; comparison of the measurement of retirement income between the Current Population Survey, Annual Social and Economic (March) Supplement and the National Income and Product Accounts of the United States. The end of the chapter contains a reference section to other EBRI research on income statistics of the population ages 55 and over in a question and answer format.
Chapter 7 -- Sources of Income for Persons Ages 55 and Over - Data is presented here on the following: percentage distribution of population and income by detailed income source, mean income, and median income; aged income from private sector and public sector defined benefit plans; private sector and public sector defined benefit plans by age of recipient; median income from major sources, married couples and unmarried individuals aged 65 and over; percentage of individuals aged 55 and over with income from specified sources and percentage distribution of income from all sources by age; percentage of individuals aged 65 and over with income from specified sources and percentage distribution of income from all sources by income quintile. The end of the chapter contains a reference section to other EBRI research on sources of income for persons ages 55 and over in a question and answer format.
Chapter 8 -- Retirement Annuity and Employment-Based Pension Income - Data is presented here on the following: percentage receiving, median, and mean amount of retirement annuity and/or employment-based pension income recipiency. The data is presented for the following demographics: age, sex, industry, education, marital status, and income quintile. The end of the chapter contains a reference section to other EBRI research on retirement annuity and employment-based pension income in a question and answer format.
Chapter 9 -- U.S. Savings Rates - Data is presented on two government measurements of the personal savings rate in the United States, the National Income and Product Accounts of the United State and the Flow of Funds Accounts of the United States. The end of the chapter contains a reference section to other EBRI research on personal savings in a question and answer format.
Chapter 10 -- Aggregate Trends in Defined Benefit and Defined Contribution Retirement Plan Sponsorship, Participation, and Vesting - Data in this chapter is drawn from four sources: U.S. Department of Labor, Bureau of Labor Statistics, National Compensation Survey; U.S. Department of Labor, Employee Benefit Security Administration, Tabulations off the Form 5500; U.S. Department of Commerce, Bureau of the Census, Current Population Survey, Employee Benefit Supplement and Survey of Income and Program Participation ; U.S. Department of Commerce, Bureau of the Census, Current Population Survey, Annual Social and Economic (or March) Supplement. The end of the chapter contains a reference section to other EBRI research on personal savings in a question and answer format.