Happily Ever After - Segment 3 - 8:16
	Happily Ever After - Seg 3 (8:16) VO: ON NOVEMBER 19TH 1945, PRESIDENT TRUMAN ADDRESSED CONGRESS AND INTRODUCED A NATIONAL HEALTH INSURANCE PLAN FOR ALL AMERICANS. IT WAS PART OF HIS "FAIR DEAL" BUT CONGRESS SAID "NO DEAL." HOWEVER, WITH ONLY ONLY 56% OF AMERICANS AGE 65 OR OLDER WITH HEALTH INSURANCE, TRUMAN'S PLAN WAS REVAMPED TO ONLY INCLUDE ONLY PEOPLE COLLECTING SOCIAL SECURITY. BY THE EARLY 1960'S, PRESIDENT KENNEDY ALSO PRESSED LEGISLATION FOR HEALTH INSURANCE FOR THE AGED. AND THEN, 20 YEARS AFTER TRUMAN'S FAIR DEAL, A DEAL WAS MADE AND IN 1965 THE MEDICARE & MEDICAID BILL WAS FINALLY SIGNED BY PRESIDENT JOHNSON. AT THE SIGNING CEREMONY PRESIDENT JOHNSON PRESENTED THE VERY FIRST MEDICARE CARD TO NONE OTHER THAN FORMER PRESIDENT TRUMAN. FOR PEOPLE WHO ARE THINKING ABOUT RETIREMENT IT'S REAL IMPORTANT TO RECOGNIZE THAT IT'S MOST LIKELY THE DOLLAR FIGURE THEY THINK THEY NEED IS NOT ENOUGH. IN FACT MOST PEOPLE WHEN PLANNING FOR THEIR RETIREMENT DON'T THINK ABOUT HEALTH CARE STATUS OR THE NEED FOR LONG TERM CARE AS THEY AGE. ALL THEY THINK ABOUT IS THE ACTUAL LIVING EXPENSES. YOU NEED TO CONSIDER YOUR HEALTH CARE, YOU NEED TO CONSIDER YOUR LONG TERM CARE NEEDS. IT'S IMPORTANT TO KNOW YOU HAVE MEDICARE. YOU MIGHT NEED SUPPLEMENTAL INSURANCE TO THAT MEDICARE COVERAGE, AND YOU MIGHT NEED TO THINK ABOUT WHETHER OR NOT LONG TERM CARE INSURANCE TO COVER THE COST OF YOUR LONG-TERM CARE IS ALSO NEEDED. IN THE CASE OF DARRYL WHO IS A VET, HE ACTUALLY IS IN A UNIQUE AND, AND GOOD SITUATION BECAUSE HIS VETERAN'S BENEFITS ARE GONNA BE FAIRLY SUBSTANTIAL. HE IS NOT LIKE A WHOLE LOT OF OTHER AMERICANS WHO DON'T HAVE THE BENEFIT OF VETERAN ADMINISTRATION HEALTH CARE COVERAGE. THEY DON'T HAVE THE KIND OF SAFETY NET THAT IS IN PLACE FOR THE VETERANS. AND FOR INDIVIDUALS WHO DON'T HAVE VA BENEFITS IT'S IMPORTANT FOR THEM TO DO THEIR ASSESSMENT OF THEIR FAMILY'S HEALTH STATUS AND HISTORY AND TO START TO LEARN ABOUT LONG TERM CARE INSURANCE AS EARLY AS POSSIBLE SO THEY CAN MAKE THE INFORMED CHOICE THAT THEY NEED TO MAKE THAT'S GONNA BE BEST FOR THEM. WHAT IS LONG TERM HEALTH CARE FROM MEDICARE EXPERT VO: NOW THAT YOU KNOW HOW IMPORTANT IT IS TO START EARLY AND SAVE AS MUCH AS YOU CAN FOR YOUR FINANCIAL FUTURE. AND YOU REALIZE THAT SOCIAL SECURITY IS ONLY ONE PART OF YOUR RETIREMENT PORTFOLIO. AND THAT IT IS EXTREMELY VALUABLE TO INCLUDE LONG TERM HEALTH CARE IN YOUR PLANNING, THEN YOU SHOULD BE ABLE TO ANSWER THIS QUESTION CORRECTLY. WHAT WOULD YOU DO WITH A MILLION DOLLARS? MAN ON THE STREET VO: NEED VO LINE HERE TO END "WHAT I WOULD TELL PEOPLE, YOUNG PEOPLE TODAY IS TO MAKE YOUR PLANS, TALK TO SOMEBODY, THERE IS SO MUCH HELP IN THE PAPERS AND IN THE BANKS AND ANYWHERE YOU WANT TO GO AND IT DOESN'T HAVE TO COST YOU MONEY... AARP - THERE ARE PEOPLE THAT YOU CAN TALK TO, OR TALK TO YOUR FRIENDS BUT MAKE YOUR INVESTMENTS RIGHT... " "IF I HAD TO ADVISE YOU ON PLANNING FOR A SUCCESSFUL RETIREMENT WHERE YOU COULD LIVE A GREAT QUALITY OF LIFE PERHAPS IN A COMMUNITY SUCH AS THIS I WOULD ADVISE YOU TO LOOK AT NOT ONLY SAVINGS, LOOK AT INVESTING, DIVERSIFYING... DON'T PUT ALL OF YOUR EGGS IN ONE BASKET, DON'T BE REAL HIGH RISK, CERTAINLY LOOK AT SOME FORM OF LONG TERM CARE INSURANCE, I REALLY THINK THAT'S KEY IN TERMS OF PLANNING AHEAD. MOST OF US DON'T LOOK AT THE DETAILS OF OUR HEALTH PLAN, I DON'T, VERY MUCH, AND IT WON'T COVER ALL THOSE THINGS. YOU'VE GOT TO PLAN, SET MONEY ASIDE IN SOMEPLACE THAT MOVES WITH THE MARKET TO TAKE CARE OF YOURSELVES. "I DIDN'T START EARLY ENOUGH WITH AN INVESTMENT PROGRAM BECAUSE WHEN I WAS 30 YEARS OLD, 35 YEARS OLD I NEVER THOUGHT RETIREMENT WOULD COME FOR ME BUT THAT'S THE TIME TO START, WHEN YOU'RE YOUNG AND WHEN YOU'RE AT THE PEAK OF YOUR EARNING POWER." OR ALSO EUGUNE: "YOUNG PEOPLE SHOULD START EARLY TO PREPARE FOR THEIR RETIREMENT YEARS AND THE BEST THING THAT THEY CAN DO IS ANY MONEY THAT IS LEFTOVER AFTER THEY TAKE CARE OF THEIR LIVING EXPENSES SHOULD BE INVESTED WISELY."